Interchange Fees
Commercial Standard Interchange – Visa
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Commercial Standard previously referred to a Visa interchange “downgrade” category, but now refers to something else entirely.
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Interchange Fees
International Card Present Debit – Visa Interchange
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International card present debit interchange categories determine the interchange rates a business will pay when accepting an international debit card in the United States.
Interchange Fees
Commercial Card Present – Business Debit and Prepaid Visa Interchange
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“Commercial Card Present – Business” refers to interchange categories that determine the interchange fee a business will pay when accepting a business debit or business prepaid credit card in person.
Interchange Fees
Commercial Card Retail – Visa Interchange
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Commercial Card Retail is the first part of several Visa interchange categories that determine the fee a business will pay for accepting a corporate / business credit card in person.
Interchange Fees
Consumer Standard Interchange – Visa Debit and Prepaid
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“Standard” is the second (and more expensive) of two “downgrade” interchange categories. It indicates that a business paid a “penalty” rate due to not meeting criteria for lower cost interchange categories.
Interchange Fees
CPS CNP Prepaid – Visa Interchange
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CPS / CNP prepaid is part of several interchange categories that dictate the fees a business will pay when accepting a Visa prepaid card online or by keying the card number into a machine.
Interchange Fees
CPS Card Not Present Debit – Visa Interchange
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When a business accepts a Visa debit card online or by keying in card details, it will pay one of the Visa “card not present” debit rates.
Interchange Fees
CPS Retail Debit and Prepaid – Visa Interchange
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The terms “CPS Retail Debit” and “CPS Retail Prepaid” refer to Visa interchange categories that dictate part of the fee that businesses pay for certain debit and prepaid transactions.