Credit Card Processing
Visa Purchasing Card Not Present
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Visa’s commercial card-not-present is an interchange category. It refers to payments made using a commercial purchasing card when the card is not swiped.
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Credit Card Processing
Visa Corporate Card Not Present
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Visa’s Commercial Card Not Present interchange category refers to card-not-present transactions made with a corporate credit card instead of a consumer credit card.
Credit Card Processing
Visa Purchasing Card Level II Data Rate (Commercial Level II)
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Commercial Level II is a Visa interchange category used to calculate the interchange fee for card-not-present transactions involving a payment made with a purchasing card.
Credit Card Processing
Visa Business Card Level II Data Rate
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Visa’s Business Card Level II (US COMM L2) is an interchange category used to calculate the interchange fee for card-not-present transactions made with a business credit card.
Credit Card Processing
Visa Business Card Not Present
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The Business Card Not Present (or COMM CNP B) is a Visa interchange category that is used to calculate the interchange fee for card-not-present transactions made with a business credit card instead of a consumer credit card.
Interchange Fees
Visa EIRF: Electronic Interchange Reimbursement Fee
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Electronic Interchange Reimbursement Fee (EIRF) is a Visa interchange category that indicates a downgrade. Transactions qualify for EIRF when they don’t meet the criteria for categories with lower rates.
Interchange Fees
Visa CPS Supermarket Interchange
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CPS Supermarket is an interchange category used to determine the fee for Visa cards used at grocery stores when the card is present and a customer’s signature is obtained.
Credit Card Processing
Visa CPS/Retail 2 Card Present
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Visa’s CPS Retail 2 is an interchange category used to calculate interchange fees for transactions involving a credit card for certain business types, defined by Merchant Category Codes.