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If you’re reading this article, you’re looking for more information on interchange, the largest component of credit card processing costs. You may be trying to determine if you can lower your interchange rates.
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In September 2024, the US government brought a lawsuit against Visa. The Justice Department claims Visa unlawfully monopolizes the debit card market.
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When it comes to credit cards, banks, credit card processors, and consumers have more ways to fight fraud than ever before. That includes a newer popular option: virtual credit cards.
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In one of my recent articles on AI in credit card processing, I explored some of the possible pitfalls of using a tool like ChatGPT for help finding the right processor for your business. Ultimately, I concluded that AI at its current level is not quite ready to provide accurate recommendations for complex business decisions like choosing a processor. But that doesn’t mean that AI can’t play a helpful role in credit card processing and fintech.
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Contactless payments, where a customer simply “taps” their card or smartphone to a credit card terminal instead of swiping or dipping, has been around for a while. It has finally taken hold in the US and another way to enable it has joined the fray: tap on phone.
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Artificial intelligence, and ChatGPT in particular, is changing the way people research topics and get information. How does it hold up when it comes to credit card processing?
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Twelve years have passed since a major shift in credit card processing rules that allowed businesses to impose credit card surcharges if they choose.
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You may have seen commercials on TV or heard people saying that a bill in Congress – the Credit Card Competition Act – will kill rewards credit cards.
