American Express Data Security Operating Policy
They’re designed to protect cardholder data, which can improve customer relationships, your profitability, and prevent a costly security breach and damage to your business reputation. There are a few steps to meeting these regulations, which we’ll go over in this article. Make Sure You Are PCI Compliant PCI DSS is an agreed upon set of s...
Visa Cardholder Information Security Program
In this article we’ll be exploring Visa cards, specifically the “Visa Cardholder Information Security Program (CISP)" which over time evolved into the current PCI DSS standards. If you're not familiar with PCI DSS, be sure to check out our article on PCI compliance. Validate Your Compliance with PCI DSS with Visa Visa provides a “level” to ...
Guardian Security Suite by TSYS
Note: Following TSYS's acquisition by Global Payments, the Guardian Security Suite no longer appears to be available under that name. We're leaving this article here for historical purposes, but it will no longer be updated. Any security services offered by Global will be covered in their own articles. Looking for something specific? Give us a call...
TSYS Card Compromise Assistance Plan
In response to this threat that can cripple or virtually destroy any retail business, Total System Services, Inc. (also known as TSYS) created a Credit Card Compromise Assistance Plan (C-CAP). This service can ease the financial risk and reassure business owners who accept credit cards at their retail locations and online. C-CAP protects them from...
TransArmor Security
Note: TransArmor was originally developed and offered by First Data, who has since been acquired by Fiserv. TransArmor is still available under that name, but is now considered an offering from Fiserv. Owning a business is complicated and it can be difficult to completely protect yourself from data breaches. Whether you have store and distributi...
Mastercard SecureCode and How to Use It
The card brands claim minimal impact on your customer’s checkout process while adding additional protection. But how does it work, and why should you care about the additional protection? Let’s take a look at what using Mastercard SecureCode entails and how it may help or harm your bottom line. What is Mastercard SecureCode? Mastercard S...
How to Use Verified by Visa 3D Secure Fraud Prevention
In this article, we’ll talk about what it is, how it benefits you and your customers, potential drawbacks, and how to use 3D Secure to ensure maximum security for online transactions. What is Verified by Visa? Verified by Visa (or VbV) is an advanced anti-fraud tool Visa offers to businesses. Similar to Mastercard SecureCode, it requires an...
Data Breach Prevention and Insurance
Unlike Target and Home Depot, small businesses don't always have the money to cover the expenses of a data breach, and may take a bigger reputation hit if customers perceive your business as not secure. You might be considering breach insurance, assuming that will protect you in the event of a data breach. Many credit card processing companies e...
PCI Non Compliance Fee: An Expensive Reminder
Keep in mind that Visa and Mastercard don't impose fees on businesses that are PCI non-compliant - that decision comes from your processor, so it's purely a for-profit charge for them. Processors are not required to charge you a non-compliance fee. Let's take a closer look at PCI non-compliance fees and how you can avoid them. What is PCI? PCI...
PCI Compliance Fee: Legit or Rip Off?
Some credit card processors charge a PCI fee and provide no compliance support, others charge a fee for providing compliance scanning and assistance, and some don't charge a fee at all. So how do you know if you're being charged fairly? Let's take a look. What is PCI? PCI DSS stands for Payment Card Industry Data Security Standard, and it's essen...
