Processor Directory > Merchant One
Merchant One Review
Merchant One caters to all sizes and types of businesses throughout the US. The company currently serves over 100,000 clients and offers deals for those who are in the market to switch processors. In this Merchant One review and profile we will look at the services they provide and reputation they hold.
- What payment services does Merchant One offer clients?
- What kind of equipment or security does Merchant One offer?
- Merchant One Rates and Fees
- Merchant One Reviews and Online Reputation
What payment services does Merchant One offer clients?
Merchant One provides a variety of payment processing services including face-to-face swipe transactions, mail and phone order transactions, eCommerce, and options for wireless or mobile transactions.
Face-to-Face
With Merchant One, you can accept all major brands of credit cards. Retail accounts are promised benefits including a state of the art terminal, gift and loyalty card programs, text message marketing campaigns, customer management database, check processing services, and 24/7 support.
Mail and Phone Order
Mail and Telephone (card not present) transactions are offered free account setup, 24 hour support, next day funding, and complete fraud protection.
Ecommerce
Merchant One states that client’s accounts can be easily plugged in to any website and integrate with the checkout system. They offer virtual terminals, a free shopping cart, online account manager, online remote accessibility, gift and loyalty programs, integration support, check processing services, and 24/7 support.
Mobile and Wireless
For those who need the ability to accept payments on the road or in other locations, Merchant One offers mobile processing solutions with wireless credit card terminals or smartphones. Wireless terminal swipe rates start at 0.29%, but be aware that this may not be the fully disclosed price and there could be additional charges.
Wireless terminals also boast complete fraud protection, and next day funding. Mobile benefits include signature capture feature, credit card swiper add-on, printer add-on, and complete back-end office.
Cash Advance
Merchant One offers funding for working capital if your business needs it. Not much information is disclosed except they boast no setup fee or upfront points, no collateral required, bad credit accepted, and claim a quick and easy application process. Keep in mind that merchant cash advances are often expensive.
What kind of equipment or security does Merchant One offer?
Merchant One does not offer information about the equipment or security features it offers. It does state that it offers assistance with PCI compliance, however.
Merchant One Rates and Fees
Other than stating the lowest rate it processes mobile swipe transactions at (0.29%), Merchant One does not offer any further information about rates, or even what mobile transactions that rate applies to. To get a fully disclosed quote from Merchant One, request a quote through CardFellow.
CardFellow allows you to safely request quotes from multiple companies, so that you can avoid being hassled by sales people. There is no charge for using CardFellow, so for more information about who we are and what we do check out our about us section.
Merchant One Reviews
Merchant One, Inc. has been accredited with the Better Business Bureau since 2010 and currently boasts an A+ rating, the highest available. The company has had 52 complaints closed with the BBB in the past 3 years.
Complaints allege being told there were no contracts or cancellation fees but then being charged to cancel, unauthorized debits, high fees, hidden fees, held funds, and misleading sales practices. 2 negative customer reviews go on to say that they exaggerated how quickly funds would be deposited and generally have crooked, dishonest business practices.
Merchant One has 4 featured reviews on Yelp totaling a 1.0 star rating, the lowest it can go. They all echo the complaints and allegations from the BBB. Similarly there are nearly 2 pages of complaints on Ripoff Report ranging in dates from 2008 to 2014. 3 more reviews on Google are all 1 star, the lowest rating. Overall, the outcry of the internet seems to be that this company is misleading with its sales tactics and will leave you feeling like you were robbed.
SATISFACTION
RATES & FEES
CUSTOMER SERVICE
0/5
Unlike general web reviews, verified reviews are posted by businesses that have chosen the processor's quote through CardFellow's marketplace, and CardFellow has confirmed with the processor that the business is using its service. Businesses can update verified reviews at any time to ensure the review accurately reflects the processor's performance over time.
SATISFACTION
RATES & FEES
CUSTOMER SERVICE
2.6/5
Unlike verified reviews which are validated by CardFellow, web reviews can be submitted by anyone viewing this profile. While we validate these reviews as best we can, CardFellow does not verify that a reviewer is using or has used a processor's service.
Do you Know this processor? Write a review about it
Posted by Darrell S. Castillo on May 22, 2019
SATISFACTION
RATES & FEES
CUSTOMER SERVICE
5/5
My customer service experience was awesome. Not often you get a good customer service experience, so I thought I would leave a review. Would recommend Merchant One.
Posted by Frankie Johnson on May 08, 2019
SATISFACTION
RATES & FEES
CUSTOMER SERVICE
5/5
I've been with Merchant One for about a year now and so far I am completely satisfied. They have delivered on what they promised and their customer support is always very helpful.
Posted by Ron Johnson on Mar 03, 2019
SATISFACTION
RATES & FEES
CUSTOMER SERVICE
1/5
Do not do business with this company, Merchant One. They will lie to you just to get your business. They advertise that there are no cancellation fees but they charged me after cancelling my contract after only a week.
Posted by CardFellow on Mar 09, 2016
SATISFACTION
RATES & FEES
CUSTOMER SERVICE
3/5
We used to see many more statements from MerchantOne clients that we have lately. This could be an indication that the company has increased it's the satisfaction level of its clients base, or its simply not as active in the marketplace as it was a little while back. What we have seen from MerchantOne fits the standard profile of your average merchant services company. It can offer competitive pricing and services to merchants that know to ask for it, and it can lock others into a lengthy contract with less than competitive pricing.
