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CPS Car Rental, CPS Hotel, and CPS Passenger Transport are interchange categories that determine the interchange fees a business in one of those industries pays to accept a debit or prepaid card online or by keying it in.
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“CPS Hotel” and “CPS Car Rental” are Visa interchange categories that determine the rates and fees a hotel or car rental agency will pay to accept debit or prepaid cards in person.
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The international card not present interchange categories determine the fee a U.S.-based business will pay to accept an international Visa card online or by keying in card details.
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Visa’s international card present credit interchange categories dictate the interchange fees a business will pay to accept an international credit card at a business in the U.S.
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Enhanced data (also sometimes called level 2 or level 3 data) refers to information provided with a credit card transaction that goes beyond the basic details.
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Commercial card not present interchange refers to an interchange category that determines the fee a business will pay for accepting commercial credit cards online or by keying in the transaction information.
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The commercial debit and commercial prepaid card not present interchange categories determine the interchange fee a business will pay for accepting those card types.
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Commercial Standard previously referred to a Visa interchange “downgrade” category, but now refers to something else entirely.
