Interchange Fees
Discover Interchange Rates
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When you accept Discover cards at your business, you’ll pay fees to Discover, called interchange. These rates vary by card type, entry method, and other details.
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Credit Card Processing
Discover and American Express Chargebacks
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Discover and American Express both issue their own credit cards. When a cardholder initiates a chargeback on a Discover or Amex, the process works a little bit differently.
Credit Card Processing
All Four Major Credit Cards to Go Signature-Free
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As of 2018, signatures are no longer required for credit card purchases. The four major credit cards let go of the requirement for cardholders to provide a signature for purchases when using a chip-enabled card.
Credit Card Processing
Discover Network Authorization Fee
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The Network Authorization Fee is an assessment charge that applies to all Discover authorization transactions.
Credit Card Processing
Assessments: Discover International Processing Fee and International Service Fee
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Discover imposes two assessment fees specifically for international transactions: The International Processing Fee and the International Service Fee. Both fees can apply to one transaction.
Credit Card Processing
Discover Data Usage Fee
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The “Data Usage Fee” is an assessment charge Discover imposes when you accept Discover cards at your business.
Credit Card Processing
Discover Information Security and Compliance Program
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If you process credit cards (whether face-to-face or online) you need to be fully compliant with the guidelines and regulations for credit card security and processing.