Currently, Mastercard charges $0.0025. Let’s take a closer look at the criteria for the fee and how to determine if you’ve been charged. Card Validation Code Fee As mentioned above, the CVC2 Fee applies when you include the customer’s 3-digit code from the back of their card with a transaction submitted for authorization. If the response to t...

Currently, Mastercard sets the Account Status Inquiry Fee at $0.025. Mastercard Processing Fees The fees that Mastercard charges for credit card processing are called assessment fees. They’re one part of the total cost to process a credit card, along with interchange and the processor’s fees. Assessments are non-negotiable, and ideally, will be...

Discover implemented the Network Authorization Fee in 2013 to replace the Data Transmission Fee, which applied to fewer transactions. The Network Authorization fee is often charged in tandem with the Discover Data Usage Fee. However, some processors only list one or the other. As of 2018, Discover sets the fee at $0.0025. What are assessment f...

The amount and criteria for the fee vary depending on specific circumstances, which we’ll explain in detail below. Processing Integrity Fees Summary Currently, the Processing Integrity Fees are as follows: Pre-Authorization, Undefined Authorization: $0.045 Final Authorization: 25% of the transaction, minimum $0.04. No Reversal: $0....

If you take a Discover card that was issued outside the US, you’ll be subject to international processing fees. Discover Assessments Assessment fees are a non-negotiable component of credit card processing costs. Assessments are set by the card brands and are the same for everyone. Therefore, it is not possible to negotiate lower assessment c...

As of 2018, the International Assessment carries a rate of 0.40% of the total transaction volume. Let’s break that down further and take a look at when this fee is charged. OptBlue Pricing Model Firstly, the International Assessment applies on the Amex OptBlue pricing model for businesses. OptBlue is a pricing program that more closely fol...

Let’s break that down a little further. Defining Card Not Present The term “card not present” can be a little tricky. It covers any transaction where you don't run the card through a credit card machine using the magnetic strip or EMV chip. This means that in addition to ecommerce transactions, any transaction where you “key in” card details is...

However, processors may or may not charge it, and may or may not list it as the "data usage fee." What are assessment fees? Assessment fees are a component of credit card processing costs. Unlike interchange fees (which go to the banks that issue credit cards to consumers) assessments are charged by and paid to the card brands themselves. Visa,...

Let’s take a look at when you'll be charged, how much, and how to locate the fee. What is the Digital Enablement Fee? Mastercard’s Digital Enablement Fee is an assessment charge that Mastercard implemented in January 2015. The fee applies to all “card-not-present” transactions (typically ecommerce sales) including credit and signature debit car...

Stay Informed We've updated this article several times and will continue to do so. Follow us on Twitter or Facebook for the latest news. Please let us know in the comments how you've been charged this fee. What is a Merchant Location Fee? Mastercard imposes a Merchant Location Fee for each business location that accepts its cards. Mastercar...