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Commercial card not present interchange refers to an interchange category that determines the fee a business will pay for accepting commercial credit cards online or by keying in the transaction information.
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The commercial debit and commercial prepaid card not present interchange categories determine the interchange fee a business will pay for accepting those card types.
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Commercial Standard previously referred to a Visa interchange “downgrade” category, but now refers to something else entirely.
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International card present debit interchange categories determine the interchange rates a business will pay when accepting an international debit card in the United States.
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“Commercial Card Present – Business” refers to interchange categories that determine the interchange fee a business will pay when accepting a business debit or business prepaid credit card in person.
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Commercial Card Retail is the first part of several Visa interchange categories that determine the fee a business will pay for accepting a corporate / business credit card in person.
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“Standard” is the second (and more expensive) of two “downgrade” interchange categories. It indicates that a business paid a “penalty” rate due to not meeting criteria for lower cost interchange categories.
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CPS / CNP prepaid is part of several interchange categories that dictate the fees a business will pay when accepting a Visa prepaid card online or by keying the card number into a machine.
