At the time, experts were divided on whether businesses actually would implement credit card surcharges and whether such fees would alienate consumers. Let’s look at the current state of surcharging and the impact it has had on businesses and consumers. First, a quick refresher. What is Surcharging? Surcharging, defined as adding a fee to purc...

When credit card transactions "downgrade," it means that they failed to meet criteria for the "target" interchange category. In practical terms, it means your business paid more to process that transaction than was necessary. Non-qualified is a "downgrade" category. Note: "Standard" as an interchange category still applies in limited circumstanc...

What is the Act, and is it true rewards are in danger? Let's take a look in this article. Overview of the Credit Card Competition Act The Credit Card Competition Act (CCCA) is a bill that was introduced and sponsored by Democratic Senators Dick Durbin and Peter Welch and Republican Senators Roger Marshall and J.D. Vance. You may remember...

First and foremost, Recurly is a recurring billing platform that allows subscription-style credit card payments. It also functions as a payment gateway that links your business and payment processors and has a built-in virtual terminal that enables you to accept credit card information by phone. The company was founded in 2009 wh...

You’ll be able to accept credit cards, debit cards, and electronic checks while benefiting from encryption to reduce the risk of data theft. PayTrace processes Visa, MasterCard, Discover, American Express, JCB, and Diners’ Club. In addition to accepting payments and authorizing transactions, you can easily email receipts to c...

If that’s you, and you’re considering your virtual terminal options, here’s what you need to know about the virtual terminal available from 3 Delta Systems (3DSI.) Features While virtual terminals are more limited in scope than some other types of payment options, you’ll be able to accept credit cards, send or print receipts, ...

The ROAMpay app allows you to easily enter card information or track cash payments to process sales almost anywhere. A card swiper is also available for those who prefer the convenience and lower processing rates of swiping cards. Lightweight and durable, the Ingenico ROAMpay swiper plugs into any standard headphone jack on a variet...

iProcess allows you to accept credit card payments from almost any location using a wifi connection or cell signal and is designed for businesses on the go, like delivery services, landscapers, carpenters and construction teams, tradeshow and fair sellers, artists, and more. If that’s you, read on for more details about iProcess. ...

AnywhereCommerce has released an accompanying app for its Walker card reader models, although you can integrate the Walker C2X into your own POS or mobile payment app. AnywhereCommerce offers 6 different mobile credit card readers, which can be a little confusing when you’re trying to decide on the right one. This reference char...

It was owned by Groupon until May 2016, when it was sold to startup Upserve. Currently, the Breadcrumb restaurant POS system is anticipated to continue functioning as it has. If that changes, this review will be updated to reflect the new features or information. Read more about Upserve POS. Breadcrumb POS offers a wide range of ...