Credit Card Processing
101 Credit Card Processing Tips
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The tip of tips: If you *think* you are paying too much for credit card processing — you are! Read on for additional credit card processing tips to help your business.
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Credit Card Processing
Visa International Service Assessment (ISA)
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In April 2008, Visa implemented an international service assessment (ISA) fee of 0.80% (eighty basis points). In April of 2019 Visa increased the base ISA fee to 1.00%. The fee applies along with other Visa fees for international transactions.
Credit Card Processing
Credit Card Processing Bait and Switch
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Some credit card processors play the old bait-and-switch game of advertising rates that seem too good to be true.
Credit Card Processing
Pivotal Payments’ Cancellation Fee & Auto Renewing Contract
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Pivotal Payments offers credit card processing services, but is it a good choice for your business? Let’s take a look at CardFellow’s experience.
Credit Card Processing
Small Tickets – The Durbin Downside
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Data shows that most businesses save significantly on debit volume thanks to the Durbin Amendment. The only exception to this is businesses with small tickets, or those on tiered pricing. Small ticket businesses have seen costs increase because of Durbin, and those on tiered pricing allow their processors to pocket their Durbin savings.
Credit Card Processing
Charging Customers a Credit Card Fee at Checkout
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With the cost of credit cards eating into your business’s bottom line, you may be wondering: Can I charge a convenience fee on credit card purchases?
Credit Card Processing
NABU Fee – Network Access Brand Usage
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If you accept Mastercard at your business, chances are you’ve seen a Network Access Brand Usage (NABU) fee on your credit card processing statement.
Credit Card Processing
PIN Debit vs. Signature Debit
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A debit card can be processed as either a signature or PIN-based transaction and your business will incur different charges depending on which method you use.