Credit Card Processing
Fixed Acquirer Network Fee (FANF) Visa
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Visa’s Fixed Acquirer Network Fee (FANF), previously called the Network Participation Fee (NPF), is a monthly fee that affects all businesses to a varying degree.
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Credit Card Processing
Are Credit Card Processing Fees Negotiable?
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Some credit card processing fees are negotiable, and some aren’t. If you’re looking to lower credit card processing fee, put the spreadsheet aside for a moment and read this article before you call another processor to ask the fateful question, “What’s your rate?”
Credit Card Processing
Understanding American Express Merchant Services
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In the past, American Express was the most expensive credit card to accept; a reputation that it hasn’t shaken despite introducing a new pricing structure to bring costs more in line with other card brands.
Credit Card Processing
Contract = Good, Termination Fee = Bad
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All merchant accounts have a contract and a term; some merchant account contracts have an early termination fee.
Credit Card Processing
What is a Good Interchange Plus Rate?
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Asking the question “what is a good interchange plus rate?” is like asking the question “how much does a car cost?” Neither question can be answered accurately without first knowing several supporting details.
Credit Card Processing
NABU Fee – Network Access Brand Usage
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If you accept Mastercard at your business, chances are you’ve seen a Network Access Brand Usage (NABU) fee on your credit card processing statement.
Credit Card Processing
Mastercard Cross Border Fee
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Mastercard’s Cross Border Fee is one of many possible assessment fees. If you accept Mastercard at your business, you may see a cross border fee on processing statements.
Credit Card Processing
Less Discount Paid Means Less Money for You
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The phrase “less discount paid” on a processing statement can be confusing. It actually means the amount that you’ve paid in processing fees already.