Interchange Fees
Discover Interchange Rates
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When you accept Discover cards at your business, you’ll pay fees to Discover, called interchange. These rates vary by card type, entry method, and other details.
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Interchange Fees
Mastercard Standard Interchange Downgrade
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An interchange “downgrade” happens when a credit card transaction doesn’t meet requirements for a preferred interchange category.
Interchange Fees
Mastercard Merchant UCAF Interchange Fees
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Mastercard’s Universal Cardholder Authentication Field (UCAF) interchange categories determine the interchange fees a business pays if it uses Mastercard SecureCode.
Interchange Fees
Mastercard Interchange Fees for Restaurants
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Restaurants that accept Mastercards may see specific restaurant interchange fees or general fees. That’s because Mastercard has restaurant-specific categories for some cards, but not others.
Interchange Fees
Mastercard Merit 1 Interchange Fees
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Merit 1 (or Merit I) is a set of Mastercard interchange categories that dictate the rates for certain Mastercard payments.
Interchange Fees
CPS Car Rental and CPS Hotel – Card Not Present Interchange
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CPS Car Rental, CPS Hotel, and CPS Passenger Transport are interchange categories that determine the interchange fees a business in one of those industries pays to accept a debit or prepaid card online or by keying it in.
Interchange Fees
CPS Hotel and CPS Car Rental Card Present Interchange
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“CPS Hotel” and “CPS Car Rental” are Visa interchange categories that determine the rates and fees a hotel or car rental agency will pay to accept debit or prepaid cards in person.
Interchange Fees
Visa International Card Not Present Interchange
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The international card not present interchange categories determine the fee a U.S.-based business will pay to accept an international Visa card online or by keying in card details.